Lower interest rates and increases in government grants have enticed more Australians, particularly first homebuyers, to purchase a residential property. The number of permits in January to build private sector houses rose for the first time since April 2008 despite total approvals to construct dwellings falling, official data showed.

But now the party’s officially over. According to leading economists interviewed on the ABC AM program last week, homebuyers can expect to be repaying around $130 extra per month on an average mortgage after the next few Reserve Bank of Australia board meetings. The RBA is widely tipped to raise its key interest cash rate by up to 75 basis points in a further attempt to wind back the Commonwealth stimulus and return interest rates to a normal level.

The central bank last raised interest rates earlier this month, and since then the country's major commercial banks have announced increased profits. But now, there will be a bit more room to shop around for better rates. Treasurer Wayne Swan recently announced that the Federal Government is putting more money into non-bank lending to try to prop up competition in the mortgage markets.

Competition in the home loan market suffered in Australia over the last two years. Non-bank lenders Bluestone and RAMS Home Loans were two lenders to find themselves a victim of the global financial crisis, crippled by the higher cost of borrowing. When talk turned from subprime to "credit crunch", there was no credit. Liquidity just dried up, leading - as governments around the world wind back stimulus packages - to higher mortgage rates. Higher rates, above movements in the RBA cash rate, are costs banks have to pass on to consumers to preserve their profitability. Australia’s RBA was the first central bank in the world to put up rates after the crisis passed Australia, at least.

Renewed competition in the marketplace may mean that you are able to shop around for better rates. You won’t be restricted to the big four banks, or banks at all, once the Commonwealth plan to stimulate non-bank lending kicks in. Still, a rate rise of two per cent would still leave variable home loan rates well below the 9.60 per cent peak seen at the time of the last Federal election. So if your wages haven’t dropped because of reduced hours, it’s a good time to increase payments to pay your mortgage off faster. And if you can find a home you can afford, it’s an idea to buy now whilst prices are somewhat lower than they were in 2007.

You’ve still got time under the first home buyer’s grant, even though it too is being wound back. Plenty of other people are taking the option: so many that banks are struggling to keep pace with an unexpected increase in applications from first-home buyers. Managing your mortgage properly may mean you buy fewer consumer goods in the short term whilst you attempt to manage your mortgage, but it means increased financial security in the long term.

We are a firm of Brisbane Mortgage Brokers here to help you with your home loan needs. Contact http://www.moneynet.com.au/ today. http://www.moneynet.com.au/
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by findwabdll | 2016-07-08 14:29

There has recently been much in the news about weight loss green tea. Green tea caused the loss of more and more start drinking the ancient Japanese brew. But how does green tea help you lose weight? And it really works or is it just hype? This article gives you the real facts about drinking green tea for weight loss.

Benefits of Drinking Green Tea for Weight Loss:

1) Green tea revs up your metabolism

A study published in the American Journal of Clinical Nutrition, showed that green tea extract resulted in a significant increase in energy expenditure (a metabolism 'boost'). The researchers also found that over a 24 hour period, green tea extract increases the metabolic rate of 4%. These effects are probably due to the high concentration of catechin polyphenols found in green tea. This work àcontribuer to intensify levels of fat oxidation and thermogenesis (the rate at which your body burns calories).

2) Green tea inhibits fat absorption and helps glucose regulation

Experts tell us that the catechins in green tea help prevent the movement of glucose in fat cells. Green tea may also act as a regulator of glucose al. It helps to slow the rise in blood sugar after a meal. This prevents high insulin spikes (lots of insulin promotes fat storage) uneND fat storage following.

3) Green tea may help reduce your appetite

Scientists at the University of Chicago found that green tea makes rats to lose up to 21 percent of their body weight. Rats injected with a green tea extract lost their appetites and consumed up to 60 percent less food after seven days of daily injections. This may have something to do with the blood sugar regulating effects of green tea.

4) Green tea can aidervous saves on calories your morning brew.

We are a nation hooked on our java. Whether the regular double-cream, double-sugar standard or that mocha, Dappa, frappucinno, the calories we ingest just to get our morning caffeine has a devastating effect on our waistlines.

If you want to save mega - calories in the morning, but still get your fix of caffeine, try substituting green tea for coffee. Or green tea in the afternoon, instead of the Mocha 700 calories chillaterêver. You will certainly notice the difference in your waistline after a few weeks.

So there are 4 ways that green tea can help you lose weight. But how do you actually have to drink to achieve these effects to stimulate the metabolism wonder?

Experts vary but the general consensus seems to be only 3 to 5 cups of green tea per day is optimal. Doing this can help you burn 70 extra calories per day which amounts to 7 pounds per year. Not bad for not Exercising or cutting calories, right?

However, 3 to 5 cups can be much for some people, so you might consider green tea extract, green tea pills or a patch of green tea.

Disadvantages of Drinking Green Tea for Weight Loss:

# 1) Green tea is not a magic wand

While some people will tell you that green tea is the be-all end-to successful weight loss, I think the key word here is balance. You're not going to eat 5000 calories a day, drink a cup of green tea and make it all disappear - it is simply not happen. A healthy diet and increased exercise will go a long way to help you lose weight and keep it.

# 2) Be cautious of the caffeine if you have health problems

For some people with cardiac disorders, sensitivities high blood pressure or stimulant, caffeine in green tea may not be the best idea. If you worry about the caffeine in green tea, try taking the green tea extract. Most green tea extract is made from decaffeinated green tea so you can still get the benefits of weight loss without caffeine.

If you think the caffeine may be a problem, be sure to consult your doctor before starting green tea for weight loss. Also be sure to consult your doctor before starting green tea if you are pregnant or nursing.

Bottom Line: Green tea allows you to repertoire weight by stimulating your metabolic rate, regulating your blood sugar, the suppression of your appetite and give you something other than high-calorie, high sugar drinks to drink morning coffee. While this is not a panacea, it can definitely give you a boost in weight loss and your overall health!

Click here to look for the best weight loss green tea with proven result, learn the best way to lose weight at your own comforts of home.
Related: Solution to Error: COUNTIF formula to report on filtered data,How to change languages by programming or command line [Anwsered],I can not find the mail icon in the control panel [Solved],How to Fix - Scan disk hanging on boot?,Solution to Error: System image restore on new hardware,Solution to Error: Error: "0x81000032 make sure the C: drive is online and set to NTFS" when trying to backup to external hard drive.
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,Troubleshoot:Error: "0x81000032 make sure the C: drive is online and set to NTFS" when trying to backup to external hard drive. Error,External Hard Drive not listed in Windows 7 backup wizard Tech Support,Tech Support: I'm always being signed off so annoying,Solution to Problem: Impossible to use Internet Explorer! I keep getting the same error message every time i try to use IE.,Referencing data in Access using Excel [Anwsered],Need Best Way To Present Data [Anwsered],Same question but for windows 7 home edition,sometimes fullscreen won't activate [Solved],Solution to Error: We bought a new computer with windows 7 and it is constantly freezing. How do we fix this?,Solution to Error: Windows 8 update crash (2013-07-22),Troubleshooting:pfstudiox Error,[Solved] Svchost Helper,[Solution] Sm1bg exe,How to Fix Problem - Io Device?,Fast Solution to Problem: I Can Error Code 0x6d9
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[PR]
by findwabdll | 2016-07-07 19:22

There has recently been much in the news about weight loss green tea. Green tea caused the loss of more and more start drinking the ancient Japanese brew. But how does green tea help you lose weight? And it really works or is it just hype? This article gives you the real facts about drinking green tea for weight loss.

Benefits of Drinking Green Tea for Weight Loss:

1) Green tea revs up your metabolism

A study published in the American Journal of Clinical Nutrition, showed that green tea extract resulted in a significant increase in energy expenditure (a metabolism 'boost'). The researchers also found that over a 24 hour period, green tea extract increases the metabolic rate of 4%. These effects are probably due to the high concentration of catechin polyphenols found in green tea. This work àcontribuer to intensify levels of fat oxidation and thermogenesis (the rate at which your body burns calories).

2) Green tea inhibits fat absorption and helps glucose regulation

Experts tell us that the catechins in green tea help prevent the movement of glucose in fat cells. Green tea may also act as a regulator of glucose al. It helps to slow the rise in blood sugar after a meal. This prevents high insulin spikes (lots of insulin promotes fat storage) uneND fat storage following.

3) Green tea may help reduce your appetite

Scientists at the University of Chicago found that green tea makes rats to lose up to 21 percent of their body weight. Rats injected with a green tea extract lost their appetites and consumed up to 60 percent less food after seven days of daily injections. This may have something to do with the blood sugar regulating effects of green tea.

4) Green tea can aidervous saves on calories your morning brew.

We are a nation hooked on our java. Whether the regular double-cream, double-sugar standard or that mocha, Dappa, frappucinno, the calories we ingest just to get our morning caffeine has a devastating effect on our waistlines.

If you want to save mega - calories in the morning, but still get your fix of caffeine, try substituting green tea for coffee. Or green tea in the afternoon, instead of the Mocha 700 calories chillaterêver. You will certainly notice the difference in your waistline after a few weeks.

So there are 4 ways that green tea can help you lose weight. But how do you actually have to drink to achieve these effects to stimulate the metabolism wonder?

Experts vary but the general consensus seems to be only 3 to 5 cups of green tea per day is optimal. Doing this can help you burn 70 extra calories per day which amounts to 7 pounds per year. Not bad for not Exercising or cutting calories, right?

However, 3 to 5 cups can be much for some people, so you might consider green tea extract, green tea pills or a patch of green tea.

Disadvantages of Drinking Green Tea for Weight Loss:

# 1) Green tea is not a magic wand

While some people will tell you that green tea is the be-all end-to successful weight loss, I think the key word here is balance. You're not going to eat 5000 calories a day, drink a cup of green tea and make it all disappear - it is simply not happen. A healthy diet and increased exercise will go a long way to help you lose weight and keep it.

# 2) Be cautious of the caffeine if you have health problems

For some people with cardiac disorders, sensitivities high blood pressure or stimulant, caffeine in green tea may not be the best idea. If you worry about the caffeine in green tea, try taking the green tea extract. Most green tea extract is made from decaffeinated green tea so you can still get the benefits of weight loss without caffeine.

If you think the caffeine may be a problem, be sure to consult your doctor before starting green tea for weight loss. Also be sure to consult your doctor before starting green tea if you are pregnant or nursing.

Bottom Line: Green tea allows you to repertoire weight by stimulating your metabolic rate, regulating your blood sugar, the suppression of your appetite and give you something other than high-calorie, high sugar drinks to drink morning coffee. While this is not a panacea, it can definitely give you a boost in weight loss and your overall health!

Click here to look for the best weight loss green tea with proven result, learn the best way to lose weight at your own comforts of home.
Related: Solution to Error: COUNTIF formula to report on filtered data,How to change languages by programming or command line [Anwsered],I can not find the mail icon in the control panel [Solved],How to Fix - Scan disk hanging on boot?,Solution to Error: System image restore on new hardware,Solution to Error: Error: "0x81000032 make sure the C: drive is online and set to NTFS" when trying to backup to external hard drive.
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,I'm always being signed off so annoying Tech Support
,Solution to Problem: Impossible to use Internet Explorer! I keep getting the same error message every time i try to use IE.
,Solution to Problem: Referencing data in another file
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by findwabdll | 2016-07-07 19:12